Si Agro, S.A. de C.V., SOFOM, E.N.R.

Community-Centered

At Si Agro, we are not just lenders — we are partners in progress.

Adaptive Credit

Our credit structures are built to adapt to the ups and downs of real life.

Convenient technology

Si Agro offers mobile-friendly applications.

About

We are the best financial company

While Si Agro is not directly regulated by the Comisión Nacional Bancaria y de Valores (CNBV), we operate under the supervision of CONDUSEF and comply with all SOFOM, E.N.R. requirements. We also voluntarily follow international best practices in credit risk management and consumer protection.

Ethical lending aligned with our mission
Transparent fee structures
Annual audits and continuous improvement of controls

Services

We Provide Best Services

Agro Loans

Specialized loans for farmers, cooperatives, and agribusiness suppliers.

Small Businesses

These loans are tailored to match local business realities, including seasonal cash flow fluctuations.

Digital Microcredit

Quick-access loans through our mobile platform for individuals with limited documentation.

Agreement

Our Guarantee

Privacy Policy

Protecting our clients' personal and financial information is a foundational pillar of trust at Si Agro.

Data Collection Practices
Si Agro collects data required to evaluate creditworthiness, comply with laws, and improve service delivery.
Use of Data
Client data is used strictly for operational purposes — such as risk assessment, loan servicing, and communication.
Storage and Security
We use bank-grade encryption, firewalls, and access controls to safeguard data.
Client Rights
Requests can be submitted digitally or in person at any of our service points.

Loan Agreement

Our loan agreements are written in clear, accessible language, ensuring all clients can fully understand their rights and obligations.

Terms and Interest
Each loan offer includes a fixed or variable interest rate, depending on product type and risk profile.
Disbursement Process
Upon approval, funds are deposited directly to the client's preferred bank account or delivered through authorized partners in remote areas.
Prepayment and Restructuring
Clients experiencing financial difficulty can apply for restructuring, grace periods, or interest-only payment windows depending on loan stage and repayment history.
Default Procedures
Si Agro uses a non-aggressive approach to collections, prioritizing communication and collaboration.